Indemnity Plans

The benefit of choosing an indemnity plan as your type of health insurance plan, otherwise known as a fee-for-service plan, is that it doesn’t bog you down into a single network of physicians. Indemnity plan holders are given the freedom to choose/visit the...

what is HMO

HMO (health maintenance organization) Out of the four categories of health insurance, HMO plans are the least expensive option. The downside to the lowered cost is restricted access to health care. Plans have a set monthly fee, covering doctors within the plan. If you...